The Rise of AI Agent Insurance: Who Pays When Algorithms Make Expensive Miscalculations?
For the past few years, we've been fascinated by AI’s capability to write runes and induce art. However, we're entering a new era: the period of AI Agents. Unlike passive models, these agents do not just talk; they act. They book flights, manage investment portfolios, and negotiate contracts on behalf of humans. But with great power comes great liability. Who pays when an AI agent, acting as your deputy, accidentally triggers a "flash crash" in your trading account? Table of Contents 1. preface: The "Action" Phase of AI and the Liability Gap 2. What's an AI Agent? (Moving Beyond Simple Chatbots) 3. The condemn Game: inventor, stoner, or the Black Box? 4. The deconstruction of AI Agent Insurance: Key Coverage Areas 5. Personal Analysis: Why "Hallucination Insurance" is No Longer a Joke 6. Case Study: When Autonomous Procurement Goes Wrong 7. Expert perceptivity: How Insurance Will Actually Speed Up AI Relinquishment 8. Conclusion: erecting a Saf...